For 20 years our emphasis on quality has defined and strengthened our competitive edge; we focus on our clients by constantly seeking out the most effective way to design and administer their benefit programs. We specialize in health, dental, life and disability insurance; investment products; retirement planning; cafeteria plans; deferred compensation funding; partnership buy-sell programs; estate planning and non-ERISA compliant plans.

Four things have always distingushed Fredericks Benefits:

• Innovation
• Passion for people
• Unsurpassed service
• Attention to the employer's bottom line.

J&D’s on-staff professionals, deep-rooted industry partnerships and a broad service portfolio work together to help you:

Unlike other benefits service providers, J&D does not deliver one-size-fits-all solutions — we work with you to deliver the right mix of expertise, products, services and support based on the scope of your needs — with the flexibility necessary to adapt to your changing organization.

• create the ideal benefits program for your company;
• identify ways to control costs and maximize your company’s and your employees’ benefits dollars;
• ensure that you stay in compliance along the way;
• manage the myriad of day-to-day program tasks;
• communicate the portfolio of plans and services to your employees and their families; and
• stay connected with the latest technology to streamline every aspect of your program.
• inspire and engage your employees

Find out how a partnership with Johnson & Dugan will help you align your benefits strategy to broader initiatives, reduce your HR workload and improve efficiencies company-wide.

And learn how we can make it easier for you along the way.

• Listen to our clients because each one has unique, individual needs when it comes to insurance.
• Make it our business to be familiar with a wide range of products so that we can find the right one for you.
• Cultivate long-standing relationships with the providers.
• Those relationships benefit the most important component of our business -- you, the client.
• Continue to communicate with our clients, providing them with updates, information and news which may help them have a better insurance experience.
• Get to know our clients, even those within group policies, and are available to provide assistance with client concerns or questions.
• Are advocates for our clients when problems occur with claims, doing whatever it takes to assure that the situation is resolved.
• Provide a unique insight which comes from the many years of industry knowledge and our team's special mix of experience.